Introduction

Employer-sponsored benefits are important to both employees and employers, but for different reasons. For employees and their families, benefits are often essential for financial security. Health insurance and retirement plans are usually the most monetarily significant benefits employers can offer to help employees in this regard (Winters, 2012). Other benefits such as paid sick leave and paid vacations can help employees balance their work lives with their personal lives (Bailyn, Fletcher, & Kolb, 1997). Employers commonly offer benefits as a way to attract and retain high quality employees. Health insurance and other benefits may increase workers' productivity and reduce absenteeism and turnover (O'Brien, 2003).

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